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Insurance >Title Insurance for Owners
If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.
Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!
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What site discovered in 1965 is considered the world's oldest known habitation?
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The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago. |
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Ernie Houde * WEICHERT, REALTORS® - Ernie Houde Associates * Independently Owned and Operated Number 'ONE' in New England 127 Lakeside Avenue Marlborough, MA 01752 Phone: 1-800-969-1922-ext.29 Phone 2: 508-483-5452 Fax: 508-460-6812 Email: ehoude@weichert.com
WEICHERT, REALTORS® - Ernie Houde Associates specializes in residential and commercial Real Estate in the MetroWest, Middlesex County and Worcester County. We make every effort to see that both buyers and sellers who come to us end up with sales or purchases that are fair and in their best interests. We will never inflate a home value to get a listing, then later beat down the price to finally sell the home. Honest business is good business. We believe that "The American Dream" is to own a home. We help people make that dream come true. Buying or selling, we are with you, not only till the closing, but for a lifetime.   
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