Marlborough, Hudson and Northborough real estate and homes for sale in Massachusetts - Ernie Houde, REALTOR® Ernie Houde REALTOR(r) for Marlborough, Hudson and Northborough, Massachusetts real estate - NUMBER1EXPERT™ Ernie Houde NUMBER1EXPERT(tm) for Marlborough, Hudson and Northborough, Massachusetts real estate
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Ernie Houde, REALTORŪ, real estate agent and broker for Marlborough, Hudson and Northborough Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)


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Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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Mortgage Prequalification: Marlborough, Hudson and Northborough Massachusetts home buying, real estate listings, and homes for sale in Essex  County, MA, Northboro and Marlboro real estate
Welcome > For Buyers > Mortgage Prequalification ...



Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Marlborough, Southboro and Northborough Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!

About You
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About Your Move
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About Your Home Search
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Real Estate Tips for Marlboro, Southboro and Northboro Massachusetts home buying, real estate listings, and homes for sale in Essex  County, MA, Northboro and Marlboro real estate
Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

See All Tips In The "Making An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Ernie Houde, REALTOR®, real estate agent and broker for Marlborough, Hudson and Northborough Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Ernie Houde
* WEICHERT, REALTORS® - Ernie Houde Associates *
Independently Owned and Operated

Number 'ONE' in New England
127 Lakeside Avenue
Marlborough, MA 01752
Phone: 1-800-969-1922-ext.29
Phone 2: 508-483-5452
Fax: 508-460-6812
Email: ehoude@weichert.com

WEICHERT, REALTORS® - Ernie Houde Associates specializes in residential and commercial Real Estate in the MetroWest, Middlesex County and Worcester County. We make every effort to see that both buyers and sellers who come to us end up with sales or purchases that are fair and in their best interests. We will never inflate a home value to get a listing, then later beat down the price to finally sell the home. Honest business is good business. We believe that "The American Dream" is to own a home. We help people make that dream come true. Buying or selling, we are with you, not only till the closing, but for a lifetime.

MLSREALTOREqual Housing

WEICHERT REALTORSŪ - Ernie Houde Associates, Marlboro, Southboro and Northboro real estate and homes for sale in Essex County, MA, Northboro and Marlboro real estate

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